Here you’ll find fundamental concepts and introductory information essential for individuals to establish a strong foundation in managing their personal finances. It covers a range of key topics, providing practical insights and actionable advice to help individuals make informed decisions about their money.
As I was scrolling through the long list of emails I typically ignore, I realized that I have a lot of phishing emails. Some are from known companies saying my account has an issue or is being suspended, some are payment receipts for things I know I didn’t buy, and some are also package delivery … Read more
Ever wondered about tithing and how it fits into your financial life? Well, you’re in the right place. It’s a common question that many people have pondered. Tithing is a meaningful practice for many, and getting it right feels important. The common notion is to give 10% of your earnings, but is that before taxes … Read more
When I go to pay my credit card bill, there are 4 choices of amounts that I can pay. That is the minimum payment due, statement balance, current balance, or a chosen amount. But what exactly do those amounts mean? And what happens if you can only afford to pay the minimum or even less? … Read more
No matter where you are in life, you’ll have questions about your money; it’s an important factor in the world. Not having the answers to these questions can cause undue stress. In fact, a 2022 survey by Bankrate and Psych Central found that 42% of adults had negative impacts on their mental health due to … Read more
You’ve probably noticed that your debit card has a “valid thru” date on the front (or back). You might even be annoyed by having to switch accounts when you get a new card. However, the expiration date has a few significant purposes.
Along with the routing number, your bank account number specifies exactly which account money should be set from or into. This is why it’s very important to know where to find your bank account number.