For the past 5 years, my husband and I have been frugally living on one income. Though it started from necessity, it has become our preferred way of budgeting as a couple. Living on one income in a two-income world isn’t easy, but it comes with a lot of perks. By living off of one … Read more
However infrequently it happens, there are still times when we have to know how to write a check. And so, I will use this check sample to teach you what I know about the parts of a check and how to use one. When I was growing up, I learned how to balance a checkbook … Read more
According to the Jan. 2023 USDA Food Plan research, an average family of four spends from $979.40 per month on groceries. That’s an insane amount of money to spend when you’re trying to save money. If you have a family of 6 or more, it can be more stressful trying to budget. In order to … Read more
Groceries are usually one of our biggest monthly expenses, so wouldn’t it be great if you could earn money on what you spend? Well, you can! It’s one of the most popular categories on cash-back credit cards for good reason, everybody needs to eat. According to the USDA, households spend between $4,875 to $13,973 on … Read more
It’s a common misconception that military members are rich, and some new recruits think that as well when joining. This train of thought, along with poor personal finance knowledge, has led to disastrous financial mistakes by service members. In truth, a newly enlisted member is only making about $1917.60 (pre-tax) per month. That’s only $23,011 … Read more
You want to get meaningful gifts that show your friends, family, and coworkers that you care, but it can be hard without putting a strain on your budget. These cheap and unique gifts under $50 will help you find something for everyone on your list while keeping the cost minimal. I’ve included a wide selection … Read more