The routing number for Chase bank, aka JPMorgan Chase & Co., varies depending on the location that you opened your account in. It will also vary depending on if you are making an ACH transfer, or a wire transfer.
This post should help you find the number that you need; however, you may need to check on the official bank’s website for more information.
JP Morgan Chase Routing Numbers (By State)
Your routing number will depend on the state where you first opened your bank account.
|New York – Downstate||021000021|
|New York – Upstate||022300173|
Routing Number For Wire Transfers
Wire transfers are a fast way to transfer money. In some cases, the funds can be made available within a few minutes. Banks, such as Chase, have a separate routing number for these transactions in order to process them faster.
Chase processes wire transfers the same day they are received, unless it is after the cut-off time. The cut-off time is 4 PM ET for Personal Banking customers on bank business days, and 5 PM ET for Business Banking customers.
Inside the United States: 021000021
Outside the United States: CHASUS33 (SWIFT code to use if receiving money)
Note: For international transfers, a SWIFT code is used instead of a routing number.
What is a routing number?
A routing number, also called the ABA routing transit number (ABA RTN), is a nine-digit code that indicates the financial institution you bank at. They are unique to each bank and allow the accurate transferring of money between financial institutions.
That means it is important to use the correct routing number, or your money can end up going to the wrong place. Check with your financial institution before engaging in any important financial transactions.
Large banks, like Chase, can have multiple routing numbers for each area they operate out of. Your RN would be based on the state in which you opened your account. Other banks that are smaller, or online-only, may have just one number for all account holders.
How do I find my bank’s routing number?
If you can’t find the routing number you need in this post, here are some other ways to locate it:
- The first set of numbers on the bottom left corner of your check
- On your monthly statement
- On your bank’s mobile app. (Chase Mobile App)
- Calling customer service at your bank (Chase Customer Service: 1-800-935-9935)
- Looking on the bank’s website
- The Federal Reserve Banks’ E-Payments Routing Directory
The routing number is positioned at #10 on the above check.
Learn more about the parts of a check.
Using the Chase App
Finding your routing number on the Chase app is simple. To do so, just:
- Sign on
- Click on your account
- Click “Show details”
- Presto! There you will see both your Chase routing number and the bank account number.
Routing Numbers for other Financial Institutions: