Learn the basics, and more, of how to manage your money with a budget and to get out of debt. With the knowledge and tools to save and grow your money, you’ll be equipped to build your way to financial freedom.
These are all the personal finance tips that I live by to keep saving money and stay out out of debt (I’ve even created budget printables!).
I used to think that it would be great to be a salaried employee with a set income per year, and I’m sure I’m not the only one who feels that way. But, I realized that an hourly wage can be better than a salary.
I don’t know about you, but I’ve been preparing to quit my job since the day I started. That sounds bad, doesn’t it?
In reality, it’s a good idea for someone like me who just has awful memory. It’s not that I really am planning to quit my job already, but I know it will happen eventually.
Knowing how many work hours in a year can help you calculate your potential salary when looking for a new job. Let’s say that you see a job listing that shows a wage of $15 per hour. Well… $15 an hour is how much a year? By knowing the hours in a work year, you can easily calculate this.
In a union of two people, you are bringing together different personalities, backgrounds, lifestyles, wants, needs, and desires. You’ll have similarities that bond you, and differences that can be a crazy maze to navigate through. Finances are one topic that can set two people apart from one another. That’s why it is important to have deep discussions about your marriage and money before these conflicts arise.
Budgeting is the best way to ensure that you are able to cover your cost of living; however, your budget is only effective if you make it accurately. So, here’s a list of expenses that you might want to include when getting started.
Congratulations on becoming a homeowner, or preparing to be one! In preparation, it’s good to become familiar with all the common bills for a house that you’ll have to pay. These hidden costs of homeownership have the potential of breaking your budget if you’re not aware of them. After purchasing your new home, some of … Read more